FAQs
Almara Danismanlik Co Ltd is a mutual financial services organisation, You don't need to be a member to apply for a loan, however if your loan is approved you will subsequently become a member.
Would you like to calculate how much you may be able to borrow? Contact us now at info@almaracoltd.com
Building insurance is required to be taken out equal to the amount stated in the recommendation on the property valuation.
If you would like to know costs to consider, kindly contact us immediately on info@almaracoltd.com
You can arrange to make your loan repayments either by payroll deduction, direct debit from your savings or transaction account, internet or telephone banking transfer.
All Almara Danismanlik Co Ltd advisors work with clients to focus on their financial investing picture - how to save and invest enough for you to retire well and meet your life goals. We are always happy to answer questions that might come up that are in our realm of expertise. Clients who request financial planning advice receive planning attention focused on their specific financial and savings goals within the context of their individual or family circumstances.
The models we use will be tailored to you, so that investments are suitable for you. Beyond the index models, though, clients sometimes ask for carve-outs. For example, there may be a position in an individual stock that they are holding for nostalgic reasons. Or they may enjoy owning a part of a public company. While we don't recommend this as a strategy going forward, we recognize the need for flexibility in your plan.
You can apply for a personal loan twice within a fiscal year.
We don't generally work directly with them - you would be the person who interfaces with them. In some circumstances we will need to. We can refer you to excellent accountants and estate lawyers, particularly if you reside in the United Kingdom.
Yes. Additional payments can be made by check or money order or by increasing the amount of your payroll deductions.
Yes. You can refinance your existing loan if your balance has been reduced to at least 50% or less of the original loan amount.
Applications from active members do not require a credit check. However, credit check are required for applications from retirees.
In order for an applicant to be eligible for a mortgage you must be an active employee of the Government
There is no maximum. We evaluate the company's ability to repay the loan.
Upon receipt of a completed Loan Application, financials, and project details, Almara Danismanlik Co Ltd typically approves the Loan within 7-10 business days. Some Loan approvals require a site visit by Almara Danismanlik Co Ltd Team. Most Loans are closed and funded within 4-6 weeks of Loan approval.
Yes, you can make principal payments as often as you want in addition to your regular monthly payments.
Up to twenty years.
In addition to an interest rate cost for short term business and investment loans, Almara Danismanlik Co Ltd charges loan establishment and security fees, the amount of which will depend upon the complexity and riskiness of the short term finance loans in question.